Privacy Policy / Terms of Use

Effective Date: December 1, 2024

Last Updated: April 18, 2026 

 

Privacy Policy

At Freedom Loan Network LLC, we respect your privacy and are committed to handling your personal information responsibly. This Privacy Policy explains what information we collect, how we use it, when we may share it, and the choices available to you when you visit our website, submit an inquiry, or communicate with us. By using our website or services, you consent to the practices described in this Privacy Policy.


1. Information We Collect

We may collect information you voluntarily provide; information obtained from authorized third parties, and information collected automatically through your use of our website.

A. Personal Information You Provide

This may include:
Full name
Mailing address
Email address
Telephone number
Date of birth
Social Security Number (when necessary for application processing or identity verification)
Government-issued identification (when required)

B. Financial Information

When evaluating potential financial products or services, we may collect:
Employment information
Income information
Banking information
Credit profile information
Existing debts and obligations

C. Website Usage Information

We may automatically collect:
IP address
Browser type
Device type
Operating system
Pages visited
Time spent on pages
Referring websites
Cookies and similar technologies

D. Communications

We may retain records of:
Emails
Telephone calls (where permitted by law)
Text messages
Online forms
Customer service interactions


2. How We Use Your Information

We may use your information to:
Respond to inquiries and provide requested services
Evaluate eligibility for financial products or debt relief options through third-party providers
Verify identity and help prevent fraud
Communicate updates regarding your request
Improve our website, services, and customer experience
Comply with applicable laws and regulations
Send marketing communications where permitted by law


3. Important Disclosure About Our Role

Freedom Loan Network LLC may market, collect inquiries, and connect consumers with third-party lenders, financial service providers, or debt relief companies. We may also offer information regarding debt resolution options. We are not a direct lender in every case, and not all services described on our website are provided directly by us. Final approval, underwriting, funding terms, and service agreements are determined by the third-party provider selected by the consumer.


4. How We Share Information

We do not sell personal information for cash consideration. We may share information as described below:

A. Service Providers

With vendors performing services on our behalf such as:
Website hosting
Customer relationship management
Identity verification
Credit data processing
Analytics
Communications support

B. Lending / Financial / Debt Relief Partners

We may share your information with third-party providers to evaluate or provide products or services you requested.

C. Legal Requirements

We may disclose information when required by law, subpoena, court order, or regulatory request.

D. Fraud & Security

We may share information to investigate, prevent, or respond to fraud, unauthorized activity, or security incidents.

E. Why SSN Is Requested

Your Social Security number may be requested only when needed for identity verification, fraud prevention, and soft-credit prequalification with participating providers.

F. Why Banking Info

Banking information may be requested only when necessary to assess eligibility, income verification, or lender requirements. Submission does not guarantee approval.

G. Debt Settlement Risk Disclosure

Debt settlement may negatively impact credit scores, result in fees, collection activity, or legal action from creditors. Results vary.


5. Cookies and Tracking Technologies

We use cookies and similar technologies to:
Improve website functionality
Measure traffic and performance
Remember preferences
Support marketing and advertising efforts

You may adjust cookie settings in your browser. Disabling cookies may affect website functionality.


6. Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information. These measures may include:
SSL/TLS encryption
Restricted access controls
Secure storage systems
100% Paperless Environment
System monitoring

No transmission or storage system can be guaranteed 100% secure.


7. Data Retention

We retain information for as long as reasonably necessary to:
Fulfill the purposes described in this Policy
Comply with legal obligations
Resolve disputes
Enforce agreements

When no longer required, information may be securely deleted or anonymized.


8. Your Privacy Choices and Rights

Depending on your state of residence or applicable law, you may have rights to:
Request access to personal information
Request correction of inaccurate information
Request deletion, subject to exceptions
Opt out of marketing communications
Request information regarding data sharing practices

To exercise your rights, contact us using the information below.


9. Marketing Communications

You may opt out of promotional emails by using the unsubscribe link included in emails. To stop text messages, reply STOP where applicable. Transactional or service-related communications may still be sent when necessary.


10. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.


11. Children’s Privacy

Our services are intended for adults. We do not knowingly collect personal information from children under 18.


12. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.


 

TERMS OF USE

Effective Date: April 17, 2026

Welcome to Freedom Loan Network LLC. By using our website, you agree to these Terms.


Services Provided

We may market financial products and connect consumers with third-party lenders, debt relief companies, or service providers. We do not guarantee approval, funding, rates, savings, or program eligibility. Certain services may be offered by independent third-party providers subject to applicable state licensing or regulatory requirements.


No Financial Advice

Information on this website is general in nature and is not legal, tax, or financial advice.


Consumer Responsibilities

You agree to provide truthful, current, and complete information.


Third-Party Providers

Any loan, debt relief, or financial service obtained through a third party is governed by that provider’s separate terms and disclosures.


Website Use Restrictions

You agree not to:
Submit false information
Attempt unauthorized access
Interfere with site operations
Use automated scraping tools


Limitation of Liability

To the fullest extent permitted by law, Freedom Loan Network LLC is not liable for indirect, incidental, or consequential damages arising from website use or third-party services.


Changes

We may update these Terms at any time.


Contact

Email: info@freedomloannetwork.com
Phone: 888-511-1218


CALIFORNIA PRIVACY NOTICE (CCPA/CPRA)

California Residents Notice

If you are a resident of California, you may have the following rights:
Right to know categories of personal information collected
Right to request deletion (subject to exceptions)
Right to request correction
Right to know categories shared with third parties
Right to limit use of sensitive personal information where applicable
Right to non-discrimination for exercising privacy rights


Do Not Sell or Share

If applicable under California law, consumers may request to opt out of the sale or sharing of personal information.


“NOT A LENDER” DISCLOSURE

Freedom Loan Network LLC is not a lender in all cases and does not make lending decisions or does Debt Settlement Negotiations. We help connect consumers with third-party providers that may offer loans, debt consolidation, or debt relief solutions.

DEBT RELIEF DISCLOSURE: Debt relief programs may involve fees and may impact your credit score. Not all consumers qualify. Results vary based on creditor participation, consumer savings behavior, and program completion.

Freedom Loan Network, LLCEmail: info@freedomnloannetwork.comTelephone: 888-511-1218Your Path to Financial Freedom Starts HereFreedom Loan Network makes it easier to move toward the life you want.